Storm and Hail Damage Roof Replacement in Madison, WI
After hail or a hard wind in Madison, WI, this free referral service puts you in touch with one independent local roofer who can inspect the roof and write up what they find. Madison is in Dane County, Wisconsin. We are not a roofer and never handle insurance claims.
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Free Inspection Request
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Your request goes to one independent roofer working in and around Madison, who gets in touch with you directly. See our Referral Marketing Disclosure.
After the Storm Passes
On April 14, 2026, the National Weather Service reported hail "up to softball size" over portions of the Madison metro area, with stones from egg to softball size reported across Dane County. Some of the largest fell on the east side of Madison. Storms like that can bruise shingles and crack vents in ways you can't see from the yard.
On September 19, 2016, hail topped 1 inch around Madison and Middleton, WI, a few stones passed 2 inches, and the largest measured 2.25 inches. On June 22, 2024, 2.00-inch hail fell at Maple Bluff, a village bordering Madison's east side, and 1.75-inch hail landed near Sun Prairie, WI.
Where Storm and Hail Damage Roof Replacement Fits
Not every storm calls for a new roof, but these signs deserve a closer look:
- Dents and dark spots. Round marks on shingles, dinged gutters and granules on the driveway often follow hail.
- Lifted or missing shingles. Strong gusts can break the seal and fold tabs back or tear them off.
- Limbs on the roof. A fallen branch can pierce the deck even when the hole looks small.
- New drips or stains. Water showing up on a ceiling after a storm means something gave way above it.
- Metal flashing out of place. Bent flashing at chimneys and skylights lets water in for months.
What Moves the Price
Storm work is priced like any replacement, by size, pitch, layers, deck repairs and material. Wisconsin figures:
| Cost row | Figure | Source (year) |
|---|---|---|
| Wisconsin re-roof, average | about $7,043 (range $5,466–$17,887) | This Old House, 2026 |
| Wisconsin asphalt shingles, per sq ft | about $4.72 | This Old House, 2026 |
| Wisconsin architectural shingles, per sq ft | about $6.95 | RoofObservations, 2026 |
| Wisconsin exposed-fastener steel, per sq ft | about $9.35 | RoofObservations, 2026 |
| Wisconsin standing-seam steel, per sq ft | about $14.40 | RoofObservations, 2026 |
Class 4 impact-resistant shingles and the FORTIFIED standard are options, not requirements. Some insurers lower premiums for them, so check with your agent before choosing. See the cost guide for more.
What to Expect
- Stay safe. Keep off the roof and catch any drips indoors.
- Reach a roofer. Call (608) 555-0181 or send the form; one independent local roofer will contact you.
- Inspection. The roofer checks the roof, gutters, vents and attic and notes the damage.
- Written estimate. You get an itemized estimate you can share with your insurer.
- Permit. Inside City of Madison limits, replacing roofing needs a building permit, which the roofer normally pulls (Building Inspection, 608-266-4551).
- New roof. Collect written manufacturer and labor warranties, and lien waivers after you pay.
What You Can Expect
Take your time before signing. Check that whoever pulls the permit holds an active Dwelling Contractor credential at license.wi.gov, and ask for proof of insurance, a local address, references and an itemized contract that lists the permits. If someone signs you up for more than $25 at your home, you generally have three business days to cancel, in writing.
This site does no roofing and passes your request to one roofer, who may pay us for it. You pay nothing.
What Your Insurer Will Ask For
A Wisconsin roofer can discuss the damage with you and your insurer and send its estimate to the insurance company. The claim itself is between you and your insurer. Public adjusters are a separate, state-regulated job.
You pay your own deductible, and a roofer can't promise to pay or rebate any part of it to win the job, even in an ad. Before you sign an insurance-related roofing contract, the roofer must give you a written notice and a detachable cancellation form. If the insurer denies the claim in whole or in part, you can cancel until midnight of the third business day after you receive the insurer's notice, and payments and deposits must come back within 10 days. Questions: DATCP's Consumer Protection hotline, (800) 422-7128.
Common Questions
Does a storm-damaged roof still need a permit?
Yes, inside City of Madison limits. Replacing roofing needs a building permit no matter what caused the damage, with small repairs under $500 exempt. Your roofer normally pulls it. Suburbs and unincorporated towns, such as the Town of Madison, run their own permit offices.
Will the roofer talk to my insurance company?
It can discuss the damage with your insurer and send over its written estimate. It can't act for you or bargain over the payout under Wisconsin law. Coverage and payment decisions stay between you and the insurance company, and public adjusters are a separate, state-regulated job.
Can a roofer cover my deductible?
No. Wisconsin law bars a roofer from promising to pay or rebate any part of a property insurance deductible to get the job, including in advertising, and violations bring fines. You pay your own deductible, so treat that kind of offer as a warning sign.
Has wind damaged roofs around Madison too?
Yes. Just after midnight on June 17, 2014, an EF-2 tornado (about 120 mph) crossed southwest Madison and an EF-1 hit northeast Madison, the same night an EF-3 struck Verona, WI. On July 29, 2021, EF-1 tornadoes touched down south of Middleton and north of Verona, and on June 13, 2022, storms brought down trees and wires near Middleton and Madison.
More Roofing Options
If the storm left only minor damage, start with roof repair or take the repair-or-replace quiz. Planning a full job? Compare a full roof replacement, metal roofing and new shingles, or read the Wisconsin roofing rules.
Get a Damage Report Started
Tell us what you noticed after the storm, and one independent local roofer will arrange a free inspection. The referral is free, with no obligation.